Blue Pier - A Workplace Pension Plan for the 21st Century

Who We Are

Blue Pier is Canada's first "pension Plan as a Service".

Our Mission is to enable all Canadian employers to offer a real workplace pension plan without the work, costs and risks of pension administration.

Our Vision is to provide to all Canadian workers an opportunity to enjoy income security and a high quality of life in retirement.

Our Values are a commitment to operate to the highest standards of innovation, inclusiveness, governance, transparency, disclosure, and cost-efficiency.

What We Do

Blue Pier is a pension plan.

Your team deserves a pension plan. But that doesn’t mean you need to run a pension plan – you can join Blue Pier instead.

Our business is pensions, period. We enable you to provide a customized pension program plan to your entire workforce without the costs, risks and workload of plan administration.

Join Blue Pier today – let us do all the work for you.

We are laser-focused on one, simple goal: to deliver the best possible pension income to our members, with the lowest possible cost, risk and workload for our client employers.

We do that by leveraging financial technology, deep expertise, a unique structure, institutional-grade services, economies of scale and features unique to Canada’s largest, most successful pension funds.

We make pensions accessible

With fewer than 100 employees, most enterprises are too small to operate their pension plans.

We work with ALL employers, large and small, to offer a low-cost, low-risk pension program.

Start a new, successful future for your employees and your business. Join Blue Pier today!

We Innovate

We are always looking for new ways to deliver better value to you and your employees, for less.

We keep things flexible

Blue Pier is customized for YOUR enterprise, so you always get the solution that’s right for you.

And if you want to change it, you can!

Why We Do It

12 million Canadian workers have no workplace pension plan. They’re worried about retirement and for almost 80% of workers, the availability of a pension plan is a major factor deciding where to work and whether to change jobs.

But most employers don’t have the resources to operate stand-alone plans. With Blue Pier, they don’t have to. We do all the work.

Blue Pier makes pensions possible, for you and your employees. Give your employees what they want – join Blue Pier today.

How We're Better

Blue Pier serves employers of any size. Whether you have 5 employees or 5,000, our plan works for you.

Impartial

We’re not selling in-house investment products so you’ll get the best advice and services.

Tax efficient

You pay less corporate and payroll tax. Your employees get more RRSP room and more retirement savings.

Creditor protection

Unlike some plans, we ensure your employees’ savings are protected from creditor claims.

Less risk

With Blue Pier, you have less compliance, accounting and funding risks.

Transparent

We offer transparent, granular disclosure.

Lower Cost

Our institutional-grade structure and services deliver better value, for less.

Why Offer A Pension Program

Attract the best

The labour market is competitive, especially for skilled workers. Offering a Blue Pier pension can help you attract – and retain – the best workers.

Compensate Effectively

You want every dollar you spend to count. Offering a Blue Pier pension is one of the most effective ways you can compensate your employees.

Make Your Employees Happy

Financial stress about retirement negatively affects your employees’ health, job performance and engagement. Offering a Blue Pier pension can reduce their stress. That makes good business sense. And looking after your employees feels good.

Why you need Blue Pier™

Blue Pier brings offers unique value to large and small employers and to professional/trade associations.

Maybe you offer workplace retirement program, maybe you don’t.

Either way, we can help.

GRRSP Sponsors

If you have a Group RRSP, Blue Pier can reduce your costs, risks and workload while delivering better results to your employees.

How does your Group RRSP compare to Blue Pier?

To find out, try our Comparison Calculator.

DC Plan Sponsors

If you have a Defined Contribution (DC) plan, Blue Pier can reduce your costs, risks and workload while delivering better results to your employees.

How does your DC plan compare to Blue Pier?

To find out, try our Comparison Calculator.

DB Plan Sponsors

If you have a Defined Benefit (DB) plan, Blue Pier can reduce your costs and funding risks.

No plan

Your employees want a pension plan and your enterprise needs happy employees.

Make your employees happy. Make your business succeed.

Join Blue Pier today!

Supporters

OCE co-invests with businesses to commercialize innovation originating in Ontario. Blue Pier would like to acknowledge OCE’s the networking and funding support.

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Blue Pier was a finalist under the award category ‘Pension Reform Innovation’ at the 2017 World Pension Summit in The Hague.

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A launchpad for leading innovators, MaRS is where creativity meets complexity. Blue Pier is a MaRS-supported venture since 2015.

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Who We Are

Blue Pier’s team and institutional service partners have deep expertise in financial services, regulatory compliance and the design, funding. investment. and administration of group retirement plans in the public and private sectors.

That means we deliver the best solution possible for your enterprise.